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EBA Stress Test 2011 - Details of the 90 Banks - Tables (Bank-by-Bank)

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This is a summary of the 985 pages long detailed report. (Tables may take a while to load)

Country

Name of Bank Operating profit before impair- ments [M EUR] Impair- ment losses on financial and non-financial assets in the banking book Risk weighted assets Core Tier 1 capital Actual Results 31 Dec 2010 Core Tier 1 capital ratio, % Additional capital needed to reach a 5 % Core Tier 1 capital benchmark Outcomes of the adverse scenario at 31 December 2012, excluding all mitigating actions taken in 2011 % Outcomes of the adverse scenario at 31 December 2012, including recognised mitigating measures as of 30 April 2011 %
Austria Erste Bank Group 3,758 -2,248 120,539 10,507 8.7%   8.1% 8.1%
  Raiffeisen Bank International 2,481 -1,194 94,811 7,641 8.1%   7.8% 7.8%
  Oesterreichische Volksbanken 458 -386 27,509 1,765 6.4% 160 4.5% 4.5%
Belgium Dexia 1,600 -634 140,835 17,002 12.1%   10.4% 10.4%
  KBC Bank 3,029 -1,497 111,922 11,705 10.5%   10.0% 10.0%
Cyprus Marfin Popular Bank 376 -275 27,627 2,015 7.3%   3.6% 5.3%
  Bank of Cyprus 733 -406 26,277 2,134 8.1%   6.2% 6.2%
Germany Deutsche Bank 6,620 -4,094 346,608 30,361 8.8%   6.5% 6.5%
  Commerz- bank 3,728 -2,386 267,500 26,728 10.0%   7.4% 6.4%
  Landesbank Baden-Württemberg 488 -538 120,697 9,838 8.2%   7.1% 7.1%
  DZ Bank 2,398 -1,097 88,689 7,299 8.2%   5.9% 6.9%
  Bayerische Landesbank 1,794 -783 123,850 11,501 9.3%   7.1% 7.1%
  NORD/LB 931 -692 86,850 3,974 4.6%   3.7% 5.6%
  Hypo Real Estate Holding 120 32 19,487 5,539 28.4%   10.0% 10.0%
  WestLB 721 -250 48,615 4,218 8.7%   6.1% 6.1%
  HSH Nordbank 261 -182 41,388 4,434 10.7%   5.5% 5.5%
  Landesbank Berlin 352 -120 35,257 5,162 14.6%   10.4% 10.4%
  DekaBank 858 19 25,770 3,359 13.0%   12.1% 9.2%
  WGZ Bank 183 -28 17,691 1,904 10.8%   8.1% 8.7%
Denmark Danske Bank 2,794 -1,862 145,907 14,576 10.0%   11.1% 13.0%
  Jyske Bank 373 -241 14,091 1,699 12.1%   12.8% 12.8%
  Sydbank 288 -209 9,890 1,231 12.4%   13.6% 13.6%
  Nykredit 733 -350 75,486 6,633 8.8%   9.4% 9.4%
Spain Banco Santander 23,624 -10,466 594,284 41,998 7.1%   8.4% 8.4%
  BBVA 11,942 -5,208 313,327 24,939 8.0%   9.2% 9.2%
  BFA-BANKIA 1,458 -1,242 200,508 13,864 6.9%   4.0% 5.4%
  CAJA DE A. Y P. DE BARCELONA 3,364 -2,333 162,711 11,109 6.8%   6.0% 6.4%
  EFFIBANK 660 -403 32,097 2,656 8.3%   5.2% 6.8%
  BANCO POPULAR ESPAÑOL 2,111 -1,839 94,521 6,699 7.1%   5.2% 5.3%
  BANCO DE SABADELL 1,110 -1,027 56,488 3,507 6.2%   5.0% 5.7%
 
Caixa d'Estalvis de Catalunya, Tarragona i Manresa
270 -154 48,595 3,104 6.4% 75 1.4% 4.8%
  Caja de Ahorros de Vigo, Ourense y Pontevedra 521 -492 54,735 2,849 5.2%   0.6% 5.3%
 
Grupo BMN 
344 -332 39,794 3,304 8.3%   4.5% 6.1%
  Bankinter 423 -236 30,962 1,920 6.2%   5.3% 5.3%
  Caja España de Inversiones, Caja de Ahorros y Monte de Piedad 490 -155 25,251 2,076 8.2%   5.5% 7.3%
 
Grupo Banca Cívica
257 -276 46,090 3,688 8.0%   3.8% 5.6%
  Caja de Ahorros y Monte de Piedad de Zaragoza, Aragón y Rioja 305 -239 23,698 2,299 9.7%   6.7% 6.7%
  Monte de Piedad y Caja de Ahorros de Ronda, Cádiz, Almería, Málaga, Antequera y Jaen 501 -291 20,068 2,501 12.5%   9.4% 9.4%
  Banco Pastor 368 -422 18,339 1,395 7.6% 317 3.3% 3.3%
  Grupo BBK 562 -241 29,278 2,982 10.2%   8.8% 8.8%
  Caixa d'Estalvis Unio de Caixes de Manlleu, Sabadell I Terrassa 46 14 16,868 1,065 6.3% 85 1.2% 4.5%
  Kutxa - Caja de Ahorros y Monte de Piedad de Gipuzkoa y San Sebastián 197 -205 14,679 1,935 13.2%   10.1% 10.1%
  GRUPO CAJA3 245 -216 13,465 1,164 8.6% 140 4.0% 4.0%
  BANCA MARCH 441 -80 9,517 2,117 22.2%   23.5% 23.5%
 
Caja de Ahorros de Vitoria y Alava
45 -52 6,171 772 12.5%   8.7% 8.7%
  Caja de Ahorros y Monte de Piedad Ontinyent 14 -10 640 57 8.9%   5.6% 5.6%
  Colonya - Caixa d'Estalvis de Pollensa 4 -1 182 20 11.2%   6.2% 6.2%
  Caja de Ahorros del Mediterraneo 582 -450 48,251 1,843 3.8% 947 -2.8% 3.0%
Finland OP-Pohjola Group 735 -171 42,724 5,232 12.2%   11.6% 11.6%
France BNP PARIBAS 17,181 -5,333 601,271 55,352 9.2%   7.9% 7.9%
  Credit Agricole 11,367 -5,563 561,637 46,277 8.2%   8.5% 8.5%
  Groupe BPCE 7,175 -1,911 407,316 31,943 7.8%   6.7% 6.8%
  Soc Gen 9,258 -3,979 343,862 27,824 8.1%   6.6% 6.6%
UK Royal Bank of Scotland Group 11,438 -11,173 607,351 58,982 9.7%   6.3% 6.3%
  HSBC Holdings 21,646 -10,502 825,560 86,900 10.5%   8.5% 8.5%
  Barclays 13,243 -6,571 461,107 46,232 10.0%   7.3% 7.3%
  Lloyds Banking Group 13,022 -15,313 472,114 47,984 10.2%   7.7% 7.7%
Greece EFG Eurobank Ergasias 1,378 -1,363 47,968 4,296 9.0% 58 4.6% 4.9%
  National Bank of Greece 2,072 -1,394 68,301 8,153 11.9%   7.7% 7.7%
  Alpha Bank 1,100 -884 48,961 5,275 10.8%   7.2% 7.4%
  Piraeus Bank 618 -601 37,987 3,039 8.0%   5.3% 5.3%
  ATEbank 209 -604 12,636 792 6.3% 713 -6.0% -0.8%
  TT Hellenic Postbank 84 -58 6,613 1,223 18.5%   5.5% 5.5%
Hungary OTP Bank 1,534 -1,030 26,839 3,310 12.3%   13.6% 13.6%
Ireland Allied Irish Banks 591 -7,118 98,768 3,669 3.7%   -2.8% 10.0%
  Bank of Ireland 3,526 -2,055 83,870 7,037 8.4%   3.4% 7.1%
  Irish Life & Permanent 76 -421 15,792 1,681 10.6%   -1.9% 20.4%
Italy Intesa Sanpaolo  7,003 -3,072 332,132 26,159 7.9%   7.4% 8.9%
  UniCredit 10,864 -7,084 454,850 35,702 7.8%   6.6% 6.7%
  Banca Monte dei Paschi di Siena 2,140 -1,194 109,238 6,301 5.8%   4.7% 6.3%
  Banco Popolare 868 -873 94,878 5,474 5.8%   5.0% 5.7%
  Unione di Banche Italiane 1,027 -757 94,361 6,559 7.0%   6.4% 7.4%
Luxembourg BCEE - Banque et Caisse d'Epargne de l'Etat 266 8 12,970 1,551 12.0%   13.3% 13.3%
Malta Bank of Valletta 107 -11 3,367 354 10.5%   10.4% 10.4%
Netherlands ING Bank 7,999 -2,332 321,103 30,895 9.6%   8.7% 8.7%
  Rabobank 4,704 -1,430 219,568 27,725 12.6%   10.8% 10.8%
  ABN AMRO Group 613 -973 116,328 11,574 9.9%   9.2% 9.2%
  SNS Bank 409 -873 21,302 1,782 8.4%   7.0% 7.0%
Norway DnB NOR Bank 2,548 -384 117,777 9,746 8.3%   9.0% 9.0%
Poland PKO Bank Polski 1,496 -440 35,540 4,202 11.8%   12.2% 12.2%
Portugal Caixa Geral de Depósitos 881 -599 76,989 6,510 8.5%   6.2% 6.2%
  Banco Comercial Português 987 -797 59,562 3,521 5.9%   3.6% 5.4%
  Espírito Santo Financial Group 832 -545 71,122 4,520 6.4%   5.1% 5.1%
  Banco BPI 442 -150 26,036 2,133 8.2%   6.7% 6.7%
Sweden Nordea Bank 4,262 -879 214,760 19,103 8.9%   9.5% 9.5%
  SEB - Skandinaviska Enskilda Banken 1,329 -158 86,635 9,604 11.1%   10.5% 10.5%
  Svenska Handelsbanken 1,816 -168 106,359 8,209 7.7%   8.6% 8.6%
  Swedbank 1,427 -372 84,347 7,352 8.7%   9.4% 9.4%
Slovenia NLB - Nova Ljubljanska Banka 253 -469 15,633 813 5.2%   3.7% 5.3%

Outcomes of the adverse scenario at 31 December 2012, including recognised mitigating measures as of 30 April 2011 %:

 

ATEbank -0.8%
Caja de Ahorros del Mediterraneo 3.0%
Banco Pastor 3.3%
GRUPO CAJA3 4.0%
Oesterreichische Volksbanken 4.5%
Caixa d'Estalvis Unio de Caixes de Manlleu, Sabadell I Terrassa 4.5%
Caixa d'Estalvis de Catalunya, Tarragona i Manresa
4.8%
EFG Eurobank Ergasias 4.9%
Espírito Santo Financial Group 5.1%
Marfin Popular Bank 5.3%
BANCO POPULAR ESPAÑOL 5.3%
Caja de Ahorros de Vigo, Ourense y Pontevedra 5.3%
Bankinter 5.3%
Piraeus Bank 5.3%
NLB - Nova Ljubljanska Banka 5.3%
BFA-BANKIA 5.4%
Banco Comercial Português 5.4%
HSH Nordbank 5.5%
TT Hellenic Postbank 5.5%
NORD/LB 5.6%
Grupo Banca Cívica
5.6%
Caja de Ahorros y Monte de Piedad Ontinyent 5.6%
BANCO DE SABADELL 5.7%
Banco Popolare 5.7%
WestLB 6.1%
Grupo BMN 
6.1%
Bank of Cyprus 6.2%
Colonya - Caixa d'Estalvis de Pollensa 6.2%
Caixa Geral de Depósitos 6.2%
Royal Bank of Scotland Group 6.3%
Banca Monte dei Paschi di Siena 6.3%
Commerzbank 6.4%
CAJA DE A. Y P. DE BARCELONA 6.4%
Deutsche Bank 6.5%
Soc Gen 6.6%
Caja de Ahorros y Monte de Piedad de Zaragoza, Aragón y Rioja 6.7%
UniCredit 6.7%
Banco BPI 6.7%
EFFIBANK 6.8%
Groupe BPCE 6.8%
DZ Bank 6.9%
SNS Bank 7.0%
Landesbank Baden-Württemberg 7.1%
Bayerische Landesbank 7.1%
Bank of Ireland 7.1%
Caja España de Inversiones, Caja de Ahorros y Monte de Piedad 7.3%
Barclays 7.3%
Alpha Bank 7.4%
Unione di Banche Italiane 7.4%
Lloyds Banking Group 7.7%
National Bank of Greece 7.7%
Raiffeisen Bank International 7.8%
BNP PARIBAS 7.9%
Erste Bank Group 8.1%
Banco Santander 8.4%
Credit Agricole 8.5%
HSBC Holdings 8.5%
Svenska Handelsbanken 8.6%
WGZ Bank 8.7%
Caja de Ahorros de Vitoria y Alava
8.7%
ING Bank 8.7%
Grupo BBK 8.8%
Intesa Sanpaolo  8.9%
DnB NOR Bank 9.0%
DekaBank 9.2%
BBVA 9.2%
ABN AMRO Group 9.2%
Nykredit 9.4%
Monte de Piedad y Caja de Ahorros de Ronda, Cádiz, Almería, Málaga, Antequera y Jaen 9.4%
Swedbank 9.4%
Nordea Bank 9.5%
KBC Bank 10.0%
Hypo Real Estate Holding 10.0%
Allied Irish Banks 10.0%
Kutxa - Caja de Ahorros y Monte de Piedad de Gipuzkoa y San Sebastián 10.1%
Dexia 10.4%
Landesbank Berlin 10.4%
Bank of Valletta 10.4%
SEB - Skandinaviska Enskilda Banken 10.5%
Rabobank 10.8%
OP-Pohjola Group 11.6%
PKO Bank Polski 12.2%
Jyske Bank 12.8%
Danske Bank 13.0%
BCEE - Banque et Caisse d'Epargne de l'Etat 13.3%
Sydbank 13.6%
OTP Bank 13.6%
Irish Life & Permanent 20.4%
BANCA MARCH 23.5%

 

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